ABN CONSULTING

This policy addresses how ABN Consulting ("ABN," "we," "us," or "our") and its affiliated products, web sites, and services (including but not limited to www.abn-consulting.net, and referred to as "ABN Consulting Products, Sites, and Services") treat personal information that we collect and receive. Personal information is generally defined as information about you that is personally identifiable (such as your name, address, email address, or phone number) and that is not otherwise publicly available.

This policy does not apply to the practices of companies that we do not own or control, or to people that we do not employ or manage.

ABN Consulting Products, Sites, and Services use information for the following general purposes: for products and services provision; for billing; for identification and authentication; for services improvement; in order to contact you; for research; and for anonymous reporting.

What Information?

ABN Consulting Products, Sites, and Services may collect personal information (such as, but not limited to, your name, email address, billing address, and phone number) when you register with them, and/or use the particular products or services. ABN Consulting Products, Sites, and Services may collect personal information about you if and when you enter into promotions or sweepstakes, or when you participate in product or service testing and feedback.

ABN Consulting Products, Sites, and Services may combine information about you that we have with information we obtain from business partners or others.

ABN Consulting Products, Sites, and Services may automatically receive and record information on our server logs from your browser, including your IP address, cookies, and the pages you request, specifically:

• IP addresses: ABN Consulting Products, Sites, and Services may obtain IP addresses from users depending upon how you access our web sites. IP addresses, browser, and session information may be used for various purposes, including but not limited to: (1) diagnose and prevent service or technology problems; (2) estimate the total number of users visiting our web sites from specific geographical regions; (3) help determine which users have access privileges to certain content; (4) monitor and prevent fraud and abuse.
• Cookies: A cookie is generally defined as a small amount of data, which often includes an anonymous unique identifier that is sent to your browser from a web site's computers and stored on your computer's hard drive. If you reject all cookies, you may not be able to use ABN Consulting Products, Sites, and Services if you are required to log in. ABN Consulting Products, Sites, and Services use their own cookies for a number of purposes, including to: (1) keep track of preferences; (2) estimate and report total visitor size and traffic; (3) conduct research to improve content and services.
• EU Cookie Directive: ABN Consulting itself does not employ cookies; however, individual plugins, including but not limited to Google Analytics, do use cookies. At present, cookie settings are set to "allow all cookies" to improve efficiency. Viewing or engaging with our websites signifies your consent; if you do not wish to allow cookies, change your browser settings before continuing.

Information Use, Sharing, and Disclosure

ABN Consulting Products, Sites, and Services do not share personal information we learn about you with others except as described in this policy. We do not share your information with unrelated third parties for their direct marketing purposes.

When you provide personal information through using ABN Consulting Products, Sites, and Services you are sharing your personal information with ABN Consulting and its affiliated entities.

ABN Consulting Products, Sites, and Services may use or share your personal information where necessary to complete a transaction, to operate or improve our products and services, to do something you have asked us to do, or to tell you of products and services that may be of interest.

Where contacted with an offer or service, we will do our best to provide an opportunity to opt-out. In connection with paid products and services, we reserve the right to send certain communications without offering opt-out.

ABN Consulting Products, Sites, and Services may share personally identifiable information under these circumstances:

• In the course of operating our business it may be necessary to provide access to your personal information to service providers, contractors, and select vendors. Where practical, we seek confidentiality agreements consistent with this policy.
• We may share your personal information to respond to subpoenas, court orders, or legal process, or to defend against legal claims.
• We may share your personal information if necessary to investigate, prevent, or take action regarding illegal activities, suspected fraud, or threats to physical safety.

As we develop our business, we may sell all or part of our business. In such transactions, personally identifiable information is generally one of the transferred business assets, remaining subject to this privacy policy.

Do Not Track

Our websites do not track your online activities over time and across third-party Web sites. Because we do not employ tracking technology, we offer no response to "Do Not Track" requests transmitted by Web browsers.

Children and Their Information

We do not, at present, collect any personally identifying information from children or minors. If we do so in the future, we will comply with the requirements of the Children's Online Privacy Protection Act ("COPPA").

Changes to this Privacy Policy

We may revise, modify, or update this policy. We will notify you about significant changes by placing a prominent notice on our site.

Confidentiality and Security

No data transmissions over the Internet can be guaranteed to be 100% secure. Consequently, we cannot ensure or warrant the security of any information you transmit to us and you do so at your own risk. Once we receive your transmission, we make efforts to ensure security on our systems using physical, electronic, and procedural safeguards.

In certain areas, ABN Consulting Products, Sites, and Services use industry-standard SSL-encryption to protect data transmissions. If we learn of a security breach we may attempt to notify you electronically. We may post a notice on our applicable web site(s) if a security breach occurs. To receive free written notice of a security breach (or to withdraw consent from electronic notice) notify us at privacy@abn-consulting.net.

Contacting ABN Consulting

If you have a privacy concern regarding any ABN Consulting Product, Site, or Service, or regarding this policy, you can write to us by email at privacy@abn-consulting.net or at our postal mail address:

If you object to any sharing of your personal information that may be permitted under this policy, you may do so by writing us at the above address. We will take reasonable steps to accommodate your requests. In some instances, honoring your requests may interfere with or preclude your ability to use our services or may require us to terminate our relationship with you.